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Auto Insurance Discounts

You may not know it, but there are many potential ways to get discounts on auto insurance. Below are a few:

  • Buying an insurance policy direct from the insurance carriers website can save you
  • Occupation specific like the "engineering and scientist" discount which could save you up to 30% if you are in those professions
  • Group plan discounts from your employer, professional association, credit union or alumni group
  • Safe driver discounts for policyholders who have not had any accidents or moving violations for a number of years
  • Multiple vehicle
  • Loyal or good customer for staying with the company for more than a certain number of years
  • Low mileage discounts to motorists who drive a lower than average number of miles a year
  • Multiple policy (auto and homeowners) through the same carrier
  • Student or college graduate discount
  • Passive seat belts
  • Air bags
  • Passive anti-theft device
  • Anti-lock brakes
  • Non sport or performance model vehicle
  • Excellent or superior insurance score - credit rating, proving you are resposible
  • Driver's education or driver improvement course
  • Military discount can save you up to 15% for active and retired members
  • Teacher discount can save you up to 30% if you're a state certified educator, full-time college or university professor or NEA member
  • Paying your annual auto insurance premium up front is not really a discount but can still save you 5-9% of the annual financing.
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